Personal Checking Accounts

This is a checking account earning a great rate of return and Nationwide ATM fee refunds for customers meeting certain statement cycle qualifications.  Earn way above the national average.

Benefits

• Pays a great rate of return on balances up to $10,000 for those meeting the qualifications.
• Pays a very competitive rate of return on balances over $10,000 for those meeting the qualifications.
• ATM fee refunds Nationwide for those meeting the qualifications.
• No monthly service fees.
• No minimum balance to earn your rewards.
• Unlimited check writing.
• Free debit card

Qualifications

To qualify for “Kasasa Cash” rates and receive reimbursements on your ATM fee surcharges, you must perform the following during the statement qualification cycle:

• Have at least 10 debit card purchases post and settle. (ATM processed transactions do not count towards qualifying debit card transactions)
• Have at least 1 Direct Deposit of Payroll or Government Benefit or ACH debit Transaction, e.g. monthly insurance draft, post and settle.
• Must receive statement electronically via online banking with notice given by email
• Must maintain valid email address (You will be required to notify the bank with any changes to your email address).

Requirements

• No minimum balance to open the account
• Personal accounts only

Qualification Information: Qualifications may vary by account. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Statement Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM. “Statement Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current Statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, a great rate of return is paid on the portion of your daily balance up to $10,000. A competitive rate will be paid on the portion of your daily balance that is greater than $10,000. You will receive reimbursements for nationwide ATM fees (up to $4.99 per single transaction) incurred during the Statement Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn a lower interest rate and ATM fees are not refunded.
Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the first day of the next statement cycle.
Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Contact a bank service representative for rate information. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit or debit, receipt of electronic statements, a valid email address, and at least 10 debit card purchases post and settle (ATM processed transactions do not count towards qualifying debit card transactions) are a condition of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.
Comparison Source: Interest Checking, FDIC 02/16/2016 http://www.fdic.gov/regulations/resources/rates Member FDIC / Federally insured by NCUA. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

It’s like we pay you to buy things.

Cash back on what you want. No minimum balance to earn your rewards This is a checking account that pays cash back on debit card purchases and Nationwide ATM fee refunds for customers meeting certain statement cycle qualifications.

Benefits

• Cash back on debit card purchases.
• ATM fee refunds Nationwide for those meeting the qualifications.
• No monthly service fees.
• No minimum balance to earn your rewards.
• Unlimited check writing.
• Free debit card

Qualifications

To qualify for “Kasasa Cash Back” and receive reimbursements on your ATM fee surcharges, you must perform the following during the statement qualification cycle:

• Have at least 10 debit card purchases post and settle. (ATM processed transactions do not count towards qualifying debit card transactions)
• Have at least 1 Direct Deposit of Payroll or Government Benefit or ACH debit Transaction, e.g. monthly insurance draft, post and settle.
• Must receive statement electronically via online banking with notice given by email
• Must maintain valid email address (You will be required to notify the bank with any changes to your email address).

Requirements

• No minimum balance to open the account
• Personal accounts only

* Qualification Information: Qualifications may vary by account. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Statement Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM. “Statement Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current Statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive a percentage of cash back on up to a limit on Mastercard debit card POS (Point of Sale) purchases that post and settle to the account during that cycle period. You will receive reimbursements for nationwide ATM fees (up to $4.99 per single transaction) incurred during the Statement Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.
Contact a bank service representative for more information on cash back percentages.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, logons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit or debit, receipt of electronic statements, a valid email address, and at least 10 debit card purchases post and settle (ATM processed transactions do not count towards qualifying debit card transactions) are a condition of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.