Personal Loans
Let’s Make Those Dreams a Reality.
The Bank of Beaver City is here to help your goals – and your dreams – come true. We love to see our local neighbors and communities grow and thrive. It’s what we’ve done since 1902. Providing loans for that new car, boat, RV or even a home mortgage is an important part of how we contribute to the families in our community. And with The Bank of Beaver City, since we truly know you, you’ll find the same rates but with more flexibility and personal service than anywhere else.
This is what Local Lending Looks Like
Personal Loans
Whether you it’s time to replace that old car or truck, you’re ready for a family RV or you need a little extra cash to finance personal purchases, our consumer loans offer competitive rates and terms to help you meet your goals.
At The Bank of Beaver City, loan decisions are made quickly, right here in our office.
We offer a several types of loans to meet your needs:
- Personal Loans
- New & Used Vehicle Loans
- Vacation Loans
- RV, Boat & other Recreational Vehicle Loans
Home Mortgage Loans
Securing a home mortgage loan at The Bank of Beaver City is a different experience from the nation’s biggest mortgage lenders. Instead of endless online paperwork, a faceless interaction and an onslaught of unsolicited financial offers, here you’ll have a real loan officer who sits with you, providing patient expertise, confidence and knowledge to guide you through the application process, step by step.
Whether you are building or buying a new home, refinancing your existing home or making home improvements, The Bank of Beaver City can match you with the right mortgage loans with the best, affordable payments and competitive rate.
We strive to make the process simpler, less costly, and more human – so you can move into the home of your dreams faster.
Conventional Fixed Rate Loan Requirements
- Minimum of 3% down plus closing costs
- 10-, 15-, 20-, 25-, and 30-year fixed rate options
- Must be your primary residence
- Minimum FICO score of 620
In-house Adjustable-Rate loans
- Minimum of 10% down plus closing costs
- 10-, 15-, 20-, 25-, and 30-year terms
What should I bring to a loan consultation?
- Two most recent pay stubs
- Last year’s W-2s
- Two forms of ID, including one photo ID (such as a driver’s license)
- Two most recent bank or retirement account statements
- Last two years’ tax returns
Please contact the lending officers listed below for a Real Estate Loan Application.
Yahir Rivera
Beaver Location
580-625-4511
Brad Carr
Liberal Location
620-624-0707
The Bank of Beaver City Loan Officers
Gregg Weber, President & CEO – NMLS ID # 410499
Jason Weber, EVP – NMLS ID # 416069
Eric Cline, SVP – NMLS ID # 410788
Stacey Russell, SVP – NMLS ID # 837486
Bradley Carr, SVP – NMLS ID # 837491
Yahir Rivera, LO - NMLS ID # 2678588
About The Bank of Beaver City
Here for you since 1902, The Bank of Beaver City has a long and storied history in the Oklahoma Panhandle.
Security
Financial fraud and scams are all too common these days. Don’t fall prey to a scammer’s tactics. Check out our security page to learn how to protect yourself.
Find Us
The Bank of Beaver City has locations and ATMs in Beaver, OK and Liberal, KS.
Come see us!
