Personal Checking Accounts

Rewards, Cash-Back and More.

The Bank of Beaver City offers the same quality and features you’d expect in a checking account from the nation’s largest banks – like mobile banking, remote deposit, fraud protection and more – but with a personal touch bigger banks simply cannot provide.

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This is What Local Banking Looks Like

It’s a level of service that requires your bank to actually know you, your likes and dislikes. A regional or national bank with hundreds of thousands of customers can’t do that. There, you’re a number. Here, you’re a neighbor.

Check out our checking account options below, and learn just how different a local bank can be. Our personal bankers are happy to assist you in finding the account that best fits your needs.

Kasasa Cash Checking Account Bank of Beaver City (1)
Earn with Kasasa

Get high returns, ATM fee refunds, and no fees.

Kasasa Cash Checking Account

Kasasa Cash is a checking account that also earns a great rate of return and Nationwide ATM fee refunds for customers meeting certain statement cycle qualifications.

Benefits

  • Pays a great rate of return on balances up to $10,000 for those meeting qualifications
  • Pays a very competitive rate of return on balances over $10,000 for those meeting qualifications
  • No monthly service fees
  • Nationwide ATM fee refunds for those meeting qualifications
  • No minimum balance to earn your rewards
  • Unlimited check writing
  • Free MasterCard® debit card

Qualifications

To qualify for “Kasasa Cash” rates and receive reimbursements on your ATM fee surcharges, you must perform the following during the statement qualification cycle:

  • Have at least one direct deposit of payroll or government benefit or ACH debit transaction (e.g. monthly insurance draft) post and settle.
  • Must maintain valid email address. You will be required to notify the bank with any changes to your email address.
  • Have at least 10 debit card purchases post and settle. (ATM processed transactions do not count towards qualifying debit card transactions)
  • Must receive statement electronically via online banking with notice given by email.

Requirements

  • No minimum balance to open the account
  • Personal accounts only

Kasasa Cash Back Checking Account

Get paid to buy things you would’ve bought anyway! The Kasasa Cash Back Checking account pays cash back on debit card purchases, requires no minimum balance to earn your rewards and features nationwide ATM fee refunds for customers meeting certain statement cycle qualifications.

Benefits

  • Cash back on debit card purchases
  • Nationwide ATM fee refunds for those meeting qualifications
  • No monthly service fees
  • No minimum balance to earn your rewards
  • Unlimited check writing
  • Free MasterCard® debit card
Kasasa Cash Back Checking Account Bank of Beaver City
Cash Back Rewards

Earn cash back and enjoy ATM fee refunds.

Qualifications

To qualify for “Kasasa Cash Back” and receive reimbursements on your ATM fee surcharges, you must perform the following during the statement qualification cycle:

  • Have at least 10 debit card purchases post and settle. (ATM processed transactions do not count towards qualifying debit card transactions)
  • Must receive statement electronically via online banking with notice given by email.
  • Have at least one direct deposit of payroll or government benefit or ACH debit transaction (e.g. monthly insurance draft) post and settle.
  • Must maintain valid email address. You will be required to notify the bank with any changes to your email address.

Requirements

  • No minimum balance to open the account
  • Personal accounts only

FREE Bank of Beaver City Checking Account

This is a checking account without a monthly service charge for customers that do not need their items returned with their statement each cycle.

Benefits

  • No monthly service charge
  • No minimum balance to maintain
  • Unlimited check writing
  • Free MasterCard® debit card

Requirements

  • $100 to open the account

Super NOW Account Checking Account

Earn interest at a higher rate than the NOW account, plus the convenience of a checking account.

Benefits

  • Pays a competitive rate of interest
  • Unlimited check writing
  • Free MasterCard® debit card

Requirements

  • Maintain a $500 average daily balance during the statement cycle to avoid a monthly service charge.

NOW Account Checking Account

Earn interest at competitive rates while maintaining the convenience of a checking account.

Benefits

  • Pays a competitive rate of interest
  • Unlimited check writing
  • Free MasterCard® debit card

Requirements

  • $750 to open the account
  • Maintain a $750 average daily balance during the statement cycle to avoid a monthly service charge and obtain the disclosed annual percentage yield.

Regular Checking Account

This is our most popular – and most flexible checking account.

Benefits

  • No minimum balance to open the account
  • No monthly service charge for full-time students
  • No monthly service charge for Senior Citizens 62 and over
  • Unlimited check writing
  • No monthly service charge for persons with a permanent disability
  • Free MasterCard® debit card
  • No monthly service charge for non-profit organizations and clubs

Requirements

  • Maintain a $500 average daily balance during the statement cycle to avoid a monthly service charge.

Premier Index Checking Account

A premium, interest-bearing checking account for customers that maintain high balances.

Benefits

  • Pays a competitive rate of interest
  • Unlimited check writing
  • Free MasterCard® debit card

Requirements

  • $25,000 to open the account
  • Maintain a $25,000 average daily balance during the statement cycle to avoid a monthly service charge and obtain the disclosed annual percentage yield.

Money Market Investment Checking Account

Checking for customers wanting to maximize their interest income, who require a limited number of debit transactions each statement cycle.

Benefits

  • Pays a competitive rate of interest
  • Six free transfers from your account each statement cycle

Requirements

  • $2,500 to open the account
  • Maintain a $2,500 average daily balance during the statement cycle to avoid a monthly service charge and obtain the disclosed annual percentage yield

Ready to Switch?

Want to open your checking account at The Bank of Beaver City? Making the switch is quick and simple. Just drop by your nearest local office and we’ll be more than happy to walk you through the easy, fast process.

Click HERE for a copy of the Authorization Change Form.

Additional steps once your account is switched:

Stop & Change Direct Deposits

Be sure to stop any direct deposits going to your existing bank account. Provide your new account number and our bank routing number to each company making deposits to your account by contacting them. For government benefits, you may call directly to:

Social Security Administration – 1-800-772-1213
Department of Veterans Affairs – 1-800-827-1000
Office of Personnel Administration – 1-888-767-6738

Stop & Change Automatic Withdrawals

Stop preauthorized payments from being deducted from your current account. You must notify each company that you have authorized to deduct payments from your account and give them your new account information either by phone or in writing.

Close the Old Account

You may close your existing account once all your checks, automatic payments and direct deposits have cleared.

If you have any questions about making the “SWITCH”, please stop by our bank or call one of our Personal Bankers at 580-625-4511 or 620-624-0707 and they will be happy to assist you. We have attached an Authorization Change Form for your convenience.

Personal Checking Accounts Oklahoma Bank of Beaver City OK
Security

Financial fraud and scams are all too common these days. Don’t fall prey to a scammer’s tactics. Check out our security page to learn how to protect yourself.

Debit Cards

Learn about how to use, activate and deactivate your debit card.

Online Banking Solutions

With The Bank of Beaver City’s internet and digital banking options, you can handle just about any transaction from your own computer, tablet or smartphone.

Personal Savings & CDs

Earn a great rate on a safe investment with your own hometown bank. We offer a variety of savings accounts and CDs.

Personal Loans

Whether you’re interested in an auto loan for that next big car purchase, a home mortgage or anything in-between, our loan officers are here to help.

Qualification Information:

Qualifications may vary by account. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Statement Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM. “Statement Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current Statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, a great rate of return is paid on the portion of your daily balance up to $10,000. A competitive rate will be paid on the portion of your daily balance that is greater than $10,000. You will receive reimbursements for nationwide ATM fees (up to $4.99 per single transaction) incurred during the Statement Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn a lower interest rate and ATM fees are not refunded.

Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the first day of the next statement cycle.

Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Contact a bank service representative for rate information. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit or debit, receipt of electronic statements, a valid email address, and at least 10 debit card purchases post and settle (ATM processed transactions do not count towards qualifying debit card transactions) are a condition of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.

Comparison Source: Interest Checking, FDIC 02/16/2016 https://www.fdic.gov/regulations/resources/rates Member FDIC / Federally insured by NCUA. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Qualification Information:

Qualifications may vary by account. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Statement Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM. “Statement Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current Statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive a percentage of cash back on up to a limit on Mastercard debit card POS (Point of Sale) purchases that post and settle to the account during that cycle period. You will receive reimbursements for nationwide ATM fees (up to $4.99 per single transaction) incurred during the Statement Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made, and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.

Contact a bank service representative for more information on cash back percentages.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, logons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit or debit, receipt of electronic statements, a valid email address, and at least 10 debit card purchases post and settle (ATM processed transactions do not count towards qualifying debit card transactions) are a condition of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.